Financing
Hassle-free home improvement loans
- No down payment
- Loans from $500 - $4,999 for up to 5 years
- Loans from $5,000 - $10,000 for up to 6 years
- Interest rates as low as 9.9%
- No prepayment penalties
- Conveniently billed on your Mississippi Power electric service account
We finance a variety of energy efficiency improvements.
- All electric heating & cooling systems
- Electric water heaters
- Thermal improvements ( financed in addition to an electric heat pump or when an electric heat pump already exists):
- Duct sealing and infiltration control
- Insulation, storm doors, U-value of ≤ .60 & SHGC ≤ .60 windows
We'll make it easy for you.
Complete the application in the privacy of your home. Click here to apply.
Approximate monthly payments on an Energy Loan from Mississippi Power*
| Amount | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | 6 Years |
| $2,000 | $176 | $93 | $65 | $51 | $43 | ----- |
| $4,000 | $352 | $185 | $129 | $102 | $85 | ----- |
| $6,000 | $528 | $277 | $194 | $152 | $128 | $111 |
| $8,000 | $703 | $369 | $258 | $203 | $170 | $148 |
| $10,000 | $879 | $461 | $323 | $254 | $212 | $185 |
*Some restrictions apply
Examples based on 9.9% interest rate
